Gov. Jon Corzine has raised $24.1 million and spent $23.6 million on the general election campaign so far, according to 11-day pre-election reports filed with the Election Law Enforcement Commission. 

Of Corzine's total raised, $22.6 million is from his own pocket.

Republican gubernatorial Christopher Christie has maxed out on matching funds, raising a total of $11.7 million and spending $8.8 million, while independent Christopher Daggett has raised $1.3 million and spent $1.2 million. 

Christie has the most cash on hand, at $3.6 million.  That sum will not grow, however, since Christie is bound by a cap on campaign funds that Corzine, who does not participate in the public financing program, is not.  Daggett has $292,495 on hand and Corzine has $412,410.

The totals do not include heavy spending by outside groups or money raised or spent by the candidates after October 20.

Combined, the three major candidates have raised 15% less and spent 23% less than Corzine and Republican gubernatorial candidate Doug Forrester did four years ago.

"The financial activity reported by the candidates follows the same pattern displayed in the 29-day pre-election reports, which also showed a decrease in receipts and expenditures," said ELEC Executive Director Jeff Brindle.

The nine other candidates for governor have raised a total of $44,802 and have spent $26,305.